Whole of Life

Family is important; that’s why it’s best to get expert advice to help protect what matters, when it matters!

What is it?

As the name implies, this type of life assurance pays out when you die, whenever that may be. It is usually, but not always, a more expensive option than term assurance simply because the life assurance company knows that it will definitely pay out at some point. 


Who is it for?

This type of plan is designed for those who want to leave a lump sum in the event of their death, whenever it may occur. 

It can be used to pay off debts that will not be repaid during your lifetime or for those who want to leave a lump sum to pay a potential  inheritance tax liability **.

** Please note that David Tonge Financial Services does not offer advice on taxation matters. You should contact your accountant or other suitable qualified person to confirm whether this product is appropriate for your needs. 

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE INHERITANCE TAX PLANNING ADVICE.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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